Travel with Confidence, with Tokio Marine Explorer
Product Overview
Tell us about your trip
Destination, dates, and who's travelling. Premium calculates as you go.
Family Plan covers 2 adults (parent/legal guardian, age 18–70) plus any number of legal or legally adopted children aged 30 days–23 years. Total family sum insured is 3× the individual limits shown in the coverage table.
Adults
Age 30 days – 70 years
1
Seniors
Age 71 – 85 years
0
Children
Age 30 days – 23 years (family plan)
0
Domestic
Within Malaysia.
Area 1
Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.
Area 2
Worldwide excluding Malaysia, USA, Canada, Nepal and Tibet.
Area 3
Worldwide excluding Malaysia only — includes USA, Canada, Nepal and Tibet.
Covers unlimited trips within 12 months, up to 90 days per trip.
Estimated Total
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RM —
Based on Essential plan
Choose your plan
Prices shown are calculated for your specific trip.
About CFAR (Deluxe only): reimburses 75% of your flight/accommodation expenses, up to RM5,000. Only valid if this policy is purchased within 14 days of booking your flight/accommodation, and if you cancel more than 48 hours before departure. Not payable if any refund or credit is recoverable from another party.
Toggle on if you're buying on behalf of another person.
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Contact & Policy Delivery
Required for underwriting. High-risk occupations may affect coverage terms.
Optional Details
✈️ Flight Details Optional▾
👤 Nominees Optional▾
🏦 Bank Details For claim payout▾
Review & pay
One last check, then submit.
Trip Summary
Coverage Area—
Travel Dates—
Travellers—
Names—
Plan—
Type—
Total PayableRM —
⏱️ Once your payment is received and confirmed, your policy is typically issued via WhatsApp within 2 working hours. Cover only begins once payment has been received — please review everything below carefully before submitting.
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📎
Tap to upload payment slip
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✓
I confirm the information provided is accurate and complete. I understand that policy issuance is subject to Tokio Marine's acceptance and payment clearance, and that cover only commences once premium has been received. Henry Lee is my appointed insurance advisor for this application.
I declare that no Insured Person named in this application has, within the past 6 months, been hospitalized as an in-patient, received a terminal prognosis, or is currently awaiting hospital in-patient treatment — and that no Insured Person has been previously diagnosed with any anxiety state or mental illness. I understand pre-existing conditions are not covered, and that inaccurate disclosure may affect or void a claim.
I consent to Tokio Marine Insurans (Malaysia) Berhad and Henry Lee, as my appointed insurance advisor, collecting, using and sharing my personal data (including NRIC/passport and bank details) with the insurer, reinsurer, adjusters and ISM Insurance Services Malaysia Berhad, solely for arranging and administering this insurance, in accordance with the Personal Data Protection Act 2010.
✓
Application Submitted
Henry will review your details and follow up shortly. Your cover note will be sent once your payment has been received and confirmed — usually within 2 working hours. Cover only begins once payment is received, so please avoid non-refundable bookings until you've received your cover note.
📋 Keep these for a smooth claim
Original receipts, medical reports/certificates, boarding passes, and any police or authority reports — insurers require the originals for most claims, so keep them safe throughout your trip.
🚨 24-Hour Travel Assistance (emergencies overseas)
+603 7628 3877 — call before hospital admission or medical evacuation to arrange cashless approval; failure to call in advance may invalidate that part of your claim.
General Customer Service: 1800 88 0812