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Essential Plan
RM —
Travel with Tokio Marine Explorer

Travel with Confidence,
with Tokio Marine Explorer

Product Overview

Tell us about your trip

Destination, dates, and who's travelling. Premium calculates as you go.

Family Plan covers 2 adults (parent/legal guardian, age 18–70) plus any number of legal or legally adopted children aged 30 days–23 years. Total family sum insured is 3× the individual limits shown in the coverage table.
Adults
Age 30 days – 70 years
1
Seniors
Age 71 – 85 years
0
Domestic
Within Malaysia.
Area 1
Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.
Area 2
Worldwide excluding Malaysia, USA, Canada, Nepal and Tibet.
Area 3
Worldwide, except Malaysia — includes USA, Canada, Nepal and Tibet.
Pick the area that covers your destination. Not sure? WhatsApp Henry.

Choose your plan

Prices shown are calculated for your specific trip.

Coverage Highlights
Benefit Basic Essential Deluxe
Accidental DeathRM350kRM550kRM550k
Medical ExpensesRM750kRM1MRM1M
Emergency EvacuationRM1MUnlimitedUnlimited
Trip Cancellation & DisruptionRM35kRM70kRM70k
Lounge Access—✓✓
Cancel for Any Reason (CFAR)——up to RM5k
Full list of benefits in the Explorer brochure ↗

Traveller details

Fill in details for each traveller below.

Arranging for someone else?
Toggle on if you're buying on behalf of another person.
Contact & Policy Delivery
Required for underwriting. High-risk occupations may affect coverage terms.
Optional Details
✈️ Flight Details Optional ▾
👤 Nominees Optional ▾
🏦 Bank Details For claim payout ▾

Review & pay

One last check, then submit.

Trip Summary
Coverage Area—
Travel Dates—
Travellers—
Names—
Plan—
Type—
Total Payable RM —
⏱️ Once your payment is received and confirmed, your policy is typically issued via WhatsApp within 2 working hours. Cover only begins once payment is received — please review everything below carefully before submitting.
DuitNow QRRecommended
Instant
Touch 'n Go eWallet transfer
Bank Transfer Online transfer

Application — Details are accurate. Cover only begins once payment is received. Henry Lee is my appointed advisor.

Health — No Insured Person has, in the past 6 months, been hospitalised, given a terminal prognosis, or diagnosed with any mental illness. Pre-existing conditions aren't covered.

Data (PDPA) — I consent to my personal data being shared with Tokio Marine and related parties to arrange this policy.

✓

Application Submitted

Henry will review your details and follow up shortly. Your cover note will be sent once your payment has been received and confirmed — usually within 2 working hours. Cover only begins once payment is received, so please avoid non-refundable bookings until you've received your cover note.

📋 Keep these for a smooth claim Original receipts, medical reports/certificates, boarding passes, and any police or authority reports — insurers require the originals for most claims, so keep them safe throughout your trip.
🚨 24-Hour Travel Assistance (emergencies overseas) +603 7628 3877 — call before hospital admission or medical evacuation to arrange cashless approval; failure to call in advance may invalidate that part of your claim.
General Customer Service: 1800 88 0812
WhatsApp Henry