Essential Plan

RM —

Henry Lee Tokio Marine · Travel Insurance

Travel with Confidence,
with Tokio Marine Explorer

Tell us about your trip

Destination, dates, and who's travelling. Premium calculates as you go.

Trip Duration

Policy For

Family Plan covers 2 adults (parent/legal guardian, age 18–70) plus any number of legal or legally adopted children aged 30 days–23 years. Total family sum insured is 3× the individual limits shown in the coverage table.

Adults

Age 30 days – 70 years

Seniors

Age 71 – 85 years

Children

Age 30 days – 23 years (family plan)

Coverage Area *

Domestic

Within Malaysia.

Area 1

Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Maldives, Mongolia, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.

Area 2

Worldwide excluding Malaysia, USA, Canada, Nepal and Tibet.

Area 3

Worldwide, except Malaysia. Includes USA, Canada, Nepal and Tibet.

Pick the area that covers your destination. Not sure? WhatsApp Henry.

Travel Dates *

Departure

Return

Choose your plan

Prices shown are calculated for your specific trip.

Coverage Highlights

Benefit	Basic	Essential	Deluxe
Accidental Death	RM350k	RM550k	RM550k
Medical Expenses	RM750k	RM1M	RM1M
Lounge Access	—	✓	✓
Cancel for Any Reason (CFAR)	—	—	up to RM5k
Extreme Activities	—	—	✓

Full list of benefits in the Explorer brochure

Lounge Access (Essential & Deluxe): Mastercard Flight Delay Lounge FAQ

CFAR (Cancel For Any Reason): recover 75% of flight & accommodation expenses, up to RM5,000. See example

Extreme Activities: scuba diving, skiing & similar.

Traveller details

Fill in details for each traveller below.

Contact & Policy Delivery

Email Address *

Mobile Number *

Home Address *

Occupation *

Flight Details Optional ▾

Nominees Optional ▾

Review & pay

One last check, then submit.

Trip Summary

Coverage Area—

Travel Dates—

Travellers—

Names—

Plan—

Type—

Total Payable RM —

Once your payment is received and confirmed, your policy is typically issued via WhatsApp within 2 working hours. Cover only begins once payment is received, so please review everything below carefully before submitting.

Payment Method *

DuitNow QRRecommended

Instant

Touch 'n Go eWallet transfer

Bank Transfer Online transfer

Application: Details are accurate. Cover only begins once payment is received. Henry Lee is my appointed advisor.

Health: No Insured Person has, in the past 6 months, been hospitalised, given a terminal prognosis, or diagnosed with any mental illness. Pre-existing conditions aren't covered.

Data (PDPA): I consent to my personal data being shared with Tokio Marine and related parties to arrange this policy.

✓

Application Submitted

Henry will review your details and follow up shortly. Your cover note will be sent once your payment has been received and confirmed, usually within 2 working hours. Cover only begins once payment is received, so please avoid non-refundable bookings until you've received your cover note.

Keep these for a smooth claim Original receipts, medical reports/certificates, boarding passes, and any police or authority reports. Insurers require the originals for most claims, so keep them safe throughout your trip.

24-Hour Travel Assistance (emergencies overseas) +603 7628 3877. Call before hospital admission or medical evacuation to arrange cashless approval; failure to call in advance may invalidate that part of your claim.
General Customer Service: 1800 88 0812

WhatsApp Henry

Travel with Confidence,with Tokio Marine Explorer

Tell us about your trip

Choose your plan

Traveller details

Review & pay

Application Submitted

Travel with Confidence,
with Tokio Marine Explorer